Empowering businesses with smart financing solutions since 2010
Founded in Miami in 2010, J & A CONSULTING SERVICES LLC has grown from a local lending partner to a trusted national direct lender serving businesses across the United States.
We understand that every business faces unique challenges and opportunities. That's why we've built our company around flexibility, transparency, and personalized service.
Our team brings decades of combined experience in commercial lending, underwriting, and business consulting. We're not just lenders—we're partners invested in your success.
The principles that guide every decision we make
We believe in clear, straightforward terms with no hidden fees or surprises. You'll always know exactly what you're getting and what it costs.
We know that timing matters in business. Our streamlined process gets you from application to funding in days, not weeks or months.
We're invested in your long-term success. Our team works alongside you to find the right solution for your unique situation.
Every business is different. We offer multiple funding products and customize terms to fit your cash flow and growth plans.
We do what we say we'll do. Our reputation is built on keeping our commitments and treating every client with respect.
We hold ourselves to the highest standards of service and continuously improve our processes to serve you better.
As a direct lender, we control the entire funding process from application to approval to disbursement. This means faster decisions, more flexible terms, and a single point of contact who understands your business.
Unlike brokers or marketplace lenders, we fund every loan from our own capital. This gives us the flexibility to work with businesses in various industries and financial situations, including those that might not fit traditional bank lending criteria.
From startups to established enterprises, we've helped thousands of businesses access the capital they need to grow, expand, and thrive in competitive markets.
Let's discuss how we can support your business goals.
Contact Us Today